Wills
A lot of people don't even want to talk about wills or family trust, let alone having one prepared because they see them as precursors to death. But as many of us have learned the hard way, you should always be prepared for anything life has to offer, death included.
Having a will or living trust drawn up is the smart thing to do. You should have a will, even if you don't have money or you're really young. Can you get one without shelling out big bucks, or even going to a lawyer?